Insurance companies offer discounts to people they consider to be at greater risk. Ask about the type of discounts each company offers before you buy. Just about anyone can get a discount on auto insurance in Maine because most insurance companies make it easy to qualify for a variety of savings. Maine insurers typically offer discounts that fall into one of three categories: policy discounts, driver discounts, and vehicle discounts.
Combining your policies means that you'll have to bundle two or more of your insurance policies with the company in order to save. Driver discounts are available for Maine residents whose insurance is lower, such as those with a clean driving record. Remember that discounts vary between different insurance companies, so it's always best to contact the provider directly to determine the discounts you qualify for. If you have an active policy with another carrier and receive a quote from us at least seven days before that policy takes effect, you can get a discount.
In addition, discounts on vehicles help drivers save if their car has certain security features or anti-theft systems. Some insurance companies offer discounts when you buy home and auto insurance policies with them. While there are more than 60 discounts you can buy while looking for a lower-priced plan, it's one of the most popular discounts that make a big difference in the total cost of insurance. By offering their customers discounts for multiple policies, companies believe that it will be more difficult for them to find a lower rate if they intend to change just their auto policy or just their home policy.
If you combine your car insurance with a line of health or life insurance, you probably won't receive a discount on other premiums. If you're a driver looking for reliable and affordable auto insurance in Maine, Progressive can offer you the right protection with a variety of discounts to help you save. Because Maine law requires insurance, you can face multiple penalties if you're caught driving without it, including fines and prison sentences.