Yes, you can have two health plans. If you buy a second car, you should insure it, even if you only plan to take it for a ride once in a while. Insuring two cars costs more than insuring a single vehicle, but there are options, such as discounts for multiple vehicles, usage-based policies and special auto insurance, that can help reduce the cost. Having access to two health plans can be good for filing health care claims.
Having two health plans can increase the coverage you receive. You can save money on your health care costs through what's known as coordinated benefit delivery. Here's what you need to know about using two health plans and how they work.