Best Auto Insurance Companies in Maine. According to our research, the best car insurance in Maine comes from Geico, USAA, State Farm, and Countryway. Auto-Owners, Geico, USAA, State Farm and Liberty Mutual offer the cheapest car insurance in Maine. Each of these companies offers comprehensive coverage, affordable insurance, and strong customer service.
Auto-Owners, Geico and USAA are the cheapest car insurance companies for 16-year-old drivers in Maine with their own policies. For 18-year-old drivers in Maine, Auto-Owners, USAA and Geico offer the lowest car insurance rates. USAA, Auto-Owners and Geico also offer the lowest auto insurance rates for 21-year-old drivers in Maine. For 25-year-old drivers in Maine, USA.
In the U.S., Auto-Owners and Geico are the best options for getting affordable car insurance. Auto-Owners is a medium-sized insurance company that operates in 26 states, including Maine. We found that Auto-Owners offer affordable full coverage rates for many Maine drivers, including those who have speeding tickets and accidents on their background, or who have low credit scores. Additional options for car owners include roadside assistance, new car replacement, and car rental coverage.
We rated Geico as the best overall insurance company in the entire country and found that Geico is also a great choice in Maine. The company offers affordable rates for many types of drivers. It also offers useful extras, such as roadside assistance and insurance for mechanical breakdowns. And if you have a collector's or vintage vehicle, you can insure it with Geico.
USAA and Auto-Owners are typically the cheapest auto insurance companies on average in Pine State. However, your provider will depend on your driving history and what you are looking for. Concord Group and Travelers are the cheapest Maine auto insurance companies for good drivers, among the companies we analyzed. Insurers consider older drivers to be high-risk, so they charge them higher premiums than the average driver.
Maine state averages are based on Allstate, Bristol West, Concord Group, Countryway Insurance, Electric, Geico, MMG Insurance, Patriot Group, Progressive, State Farm, Travelers, USAA and Vermont Mutual rates. Allstate's sound system coverage protects you from damage to a sound system installed permanently in your car. Even though you'll have higher insurance rates, you can still compare quotes for the best car insurance. MoneyGeek ranked Maine auto insurance providers based on their auto insurance quotes for those with a previous history of traffic violations, such as an at-fault accident.
The insurer also offers its customers accident forgiveness, meaning that rates don't increase after the first at-fault accident if you haven't been involved in one for five consecutive years or more and you're at least 21 years old. It also focuses on ensuring that Bankrate's insurance content represents and adheres to the Bankrate brand. Uninsured motorist (UM) coverage covers your medical bills when someone who doesn't have liability insurance bumps into you. When searching for the cheapest auto insurance companies in Maine, ask several companies for quotes to see your actual quoted premium and find the best deal for the coverage you need.
MoneyGeek also researched Maine's cheapest auto insurance providers, especially for those with a limited budget. If you live in an area with high insurance rates, maintaining a safe driving record can help you reduce your insurance costs. If you cause a car accident with multiple injuries, medical expenses could quickly exhaust the limits of the policy and you could be sued for the rest. If another driver crashes into you, you can file a claim against your auto liability insurance or file a lawsuit for your injuries and property damage.
You can expect to pay much more for car insurance in Maine if you have a recent accident because of your record...