The most important factors affecting the average car insurance costs in Maine are your age and credit score. Companies offer discounts for insuring several vehicles or for having other policies (such as homeowners or renters policies), for taking driver education courses, for qualifying as good students, for having safety devices, low mileage and having a good driving record. The average cost of car insurance in Maine can be based on several factors, including your zip code. In general terms, drivers who live in large cities tend to pay some of the highest premiums, probably due to a higher population density that causes an increase in the frequency of accidents.
However, Maine's largest city (Portland) has less than 70,000 residents. Maine is mostly made up of small towns and rural areas, which could be one of the reasons for its lower-than-average car insurance rates. Even so, the table below shows the slight variations in the average premiums that Maineans can pay from city to city. The cheapest car insurance company in Maine will vary for each driver, depending on their circumstances.
He is passionate about helping readers make well-informed decisions for their portfolios, whether the goal is to find the right comprehensive auto policy or the best life insurance policy for their needs. However, you may be able to get lower monthly premiums depending on several factors, such as your driving history and the insurance company you choose. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. Some states prohibit auto insurance companies from using your age and gender when determining your car insurance rates, but not in Maine.
Insurers consider many factors to determine if an applicant is eligible for one of their programs and to determine what the premium will be. Every driver has different needs and wants, so there's no single car insurance company in Maine that's best for everyone. In addition, when looking for new insurance, you may find it helpful to consider what other benefits and advantages you need in addition to affordable rates. It might not surprise you that the make and model of your vehicle can affect your Maine car insurance rates.
Because of their risky driving habits and inexperience behind the wheel, teens pay some of the highest car insurance rates. Fortunately for drivers in the state of Pine Tree, Maine, car insurance rates are much lower than the national average, a staggering 53 percent. Companies must comply with the requirements of the Federal Fair Credit Reporting Act when using this information to obtain an insurance rating.
